Debt Consolidation
Consolidating all your debt into one monthly bill may seem like a great way to take control of your debt, but we urge you to be very careful. There is a very high chance that you could end up in even deeper debt!
Like many things in life, Debt Consolidation Loans have a catch. We have found many clients who have ended up with a larger debt due to the high APR's (Adjusted Periodic Rate) of Debt Consolidation Loans. If you have found yourself in a similar situation, do not worry; we have helped hundreds of people just like you.
Here are a couple things to take note of if you are thinking of a Debt Consolidation Loan. The FTC defines Debt Consolidation as: "you may be able to lower your cost of credit by consolidating your debt through a second mortgage or a home equity line of credit. Remember that these loans require you to put your home as collateral". When a lender loans money to pay off all your credit cards and other debt, you have one monthly bill which is paid to the lender. Often these loans do not have a lower APR, and can be as high as APR's of 24%. Even if you do get a decent APR, you are still in debt. The big mistake which we have seen is people giving up unsecured debt for secured debt. Most Debt Consolidation Loans are given in the form of home equity loans; which means if you do not pay you lose your home. We understand that Debt can be a stressful time for many people. Do you really need to add the stress of possibly losing your home with unsecured debt? Call us today at 866-241-2416 and receive free information on alternatives. Begin to take control of your life.
We Can Settle
- Credit Cards
- Unsecured Loans
- Unsecured Personal Loans
- Unsecured Personal Lines of Credit
- Collections / Autos in Repossession
- Medical Bills
We Cannot Settle
- Lawsuits / IRS Debt / Taxes
- Utility Bills / Auto Loans
- Government Loan
- Student Loans
- Secured Debts
- Home Loans / Mortgages
Testimonials
Hi Jessica,
I just wanted to thank you for all your hard work and for all the questions you've helped me with. It's extremely stressful going thru financial problems and you make it so easy to get a hold of things. I can now go to bed at night knowing there is a way to be debt free and get myself back on track. Thank you for always listening.
– Mandy Nolan
Dear Andrea,
I really appreciate all your hard work and great service you have provided during the past months. At the current global economic crisis, the program your company provides really helped me to overcome my financial difficulties. I know it will take a long time for me to pay back what I have owed the creditors and your program helps me a lot to block the daily creditors' collection calls. Thanks again!
– Jason
To whom it may concern:
I am a new client with Fidelity Debt Solutions and was assigned Amanda as my debt counselor. I was very nervous about the debt settlement program at Fidelity Debt Solutions, so I have had many questions and concerns. Amanda has put my concerns at ease. She has returned all of my calls in a timely manner, she has answered all of my questions and followed up with me on all issues I have had. Being a new client, I thank you for having counselors like Amanda that are concerned and interested in putting me and others at ease as we go through this process.
Sincerely,
– Shannon Butler
