Our Solution & How It Works
Our Debt Settlement Program is actually quite simple. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you will end up paying a fraction of the debt. Generally, we reduce your debt by 40-60% of the current total. We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at Fidelity Debt Solutions. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors, on your behalf, and you will no longer be dealing with burdensome phone calls and letters from your creditors.
Upon enrollment, we will immediately contact each of your creditors, individually, and let them know that we are now representing you, and also let them know of your interest in settling your debt with them. Reaching a settlement usually takes several phone calls and communication between Fidelity Debt Solutions and the creditor. Once a settlement offer has been reached and you as the client have agreed on the offer, we will obtain that settlement offer in writing from the creditor. We will then advise client on how to disperse funds to the creditor.
At that point, the creditor has accepted the payment in full, and you are free of that debt forever. Fidelity Debt Solutions will diligently continue to work on negotiating all of your debts, until you are finally free from the once overwhelming debt that you started our program with.
Our main goal is to get you out of debt. We work only for our clients; not for the benefit of the creditors. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option.
We Can Settle
- Credit Cards
- Unsecured Loans
- Unsecured Personal Loans
- Unsecured Personal Lines of Credit
- Collections / Autos in Repossession
- Medical Bills
We Cannot Settle
- Lawsuits / IRS Debt / Taxes
- Utility Bills / Auto Loans
- Government Loan
- Student Loans
- Secured Debts
- Home Loans / Mortgages
Testimonials
Hi Jessica,
I just wanted to thank you for all your hard work and for all the questions you've helped me with. It's extremely stressful going thru financial problems and you make it so easy to get a hold of things. I can now go to bed at night knowing there is a way to be debt free and get myself back on track. Thank you for always listening.
– Mandy Nolan
Dear Andrea,
I really appreciate all your hard work and great service you have provided during the past months. At the current global economic crisis, the program your company provides really helped me to overcome my financial difficulties. I know it will take a long time for me to pay back what I have owed the creditors and your program helps me a lot to block the daily creditors' collection calls. Thanks again!
– Jason
To whom it may concern:
I am a new client with Fidelity Debt Solutions and was assigned Amanda as my debt counselor. I was very nervous about the debt settlement program at Fidelity Debt Solutions, so I have had many questions and concerns. Amanda has put my concerns at ease. She has returned all of my calls in a timely manner, she has answered all of my questions and followed up with me on all issues I have had. Being a new client, I thank you for having counselors like Amanda that are concerned and interested in putting me and others at ease as we go through this process.
Sincerely,
– Shannon Butler
